:root{--navy:#102b38;--navy2:#0b222d;--olive:#768232;--olive2:#9aaa4a;--cream:#f3f0e7;--white:#fff;--ink:#17303a;--line:#d9d6cc;--font-display:"Arial Narrow","Roboto Condensed",Impact,sans-serif;--font-body:Arial,Helvetica,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:92px;scroll-snap-type:y proximity}body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--font-body),Arial,sans-serif}a{color:inherit;text-decoration:none}button,input,textarea{font:inherit}.site-header{height:92px;padding:0 clamp(22px,5vw,78px);display:flex;align-items:center;justify-content:space-between;background:rgba(243,240,231,.97);border-bottom:1px solid #d6d2c6;position:sticky;top:0;z-index:50;backdrop-filter:blur(10px);box-shadow:0 8px 24px rgba(8,27,36,.05)}.brand{display:flex;gap:12px;align-items:center}.brand>span:last-child{display:flex;flex-direction:column}.brand strong{font:700 25px/1 var(--font-display);letter-spacing:.05em}.brand small{font:700 8px/1.4 var(--font-body);letter-spacing:.25em}.brand-mark{position:relative;width:48px;height:48px;border:2px solid var(--navy);border-radius:50%;display:grid;place-items:center}.brand-mark:before,.brand-mark:after{content:"";position:absolute;background:var(--navy)}.brand-mark:before{width:2px;height:56px}.brand-mark:after{width:56px;height:2px}.brand-mark i{font:700 15px var(--font-display);font-style:normal;background:var(--cream);z-index:1;padding:1px}.brand-mark b{position:absolute;top:-6px;font:700 8px var(--font-body);background:var(--cream);padding:0 3px}.site-header nav{display:flex;gap:32px;font-weight:700;font-size:14px}.site-header nav a:hover{color:var(--olive)}.header-pay{border-left:1px solid #ccc5b5;padding-left:28px;font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:12px}.hero{background:var(--cream);overflow:hidden;scroll-snap-align:start}.hero-grid{min-height:calc(100svh - 92px);display:grid;grid-template-columns:52% 48%;max-width:1500px;margin:auto}.hero-copy{padding:90px 7vw 60px}.eyebrow{text-transform:uppercase;font-weight:800;font-size:11px;letter-spacing:.2em;display:flex;align-items:center;gap:10px;margin:0 0 28px}.eyebrow span{width:36px;height:2px;background:var(--olive)}.eyebrow.light{color:#dce1d0}.eyebrow.light span{background:var(--olive2)}h1,h2,h3{font-family:var(--font-display);text-transform:uppercase;margin:0}h1{font-size:clamp(62px,7vw,106px);line-height:.93;letter-spacing:-.04em;color:var(--navy)}h1 em{font-style:normal;color:var(--olive)}.lede{font-size:19px;line-height:1.6;max-width:580px;color:#4f6065;margin:30px 0}.hero-actions{display:flex;align-items:center;gap:28px}.button{min-height:52px;padding:0 22px;border:0;display:inline-flex;align-items:center;justify-content:center;gap:30px;text-transform:uppercase;letter-spacing:.08em;font-weight:800;font-size:12px;cursor:pointer}.button span{font-size:20px}.primary{background:var(--olive);color:white;box-shadow:inset 0 -3px rgba(0,0,0,.16)}.primary:hover{background:#647029}.text-button{padding:0;border-bottom:2px solid var(--navy)}.trust-row{display:flex;gap:26px;list-style:none;padding:0;margin:50px 0 0;font-size:13px;font-weight:700}.trust-row b{color:var(--olive);margin-right:5px}.hero-art{position:relative;overflow:hidden;background:linear-gradient(155deg,#cdd7d5 0 43%,#769035 43%);min-height:620px}.sun{position:absolute;width:110px;height:110px;border-radius:50%;background:#eff0dc;top:70px;right:75px;opacity:.85}.grass{position:absolute;bottom:-80px;height:520px;width:230px;transform:skewX(-25deg) rotate(8deg);opacity:.7}.g1{left:-80px;background:#526e25}.g2{left:125px;background:#a1b950}.g3{left:330px;background:#5e7c2d}.g4{left:535px;background:#9caf4d}.tree{position:absolute;left:12%;top:130px}.tree span{display:block;width:14px;height:340px;background:#34472f;transform:rotate(3deg)}.tree i{position:absolute;width:280px;height:190px;background:#3e592f;border-radius:50%;top:-85px;left:-125px;box-shadow:70px 25px #496635,-60px 35px #38542e}.north-badge{position:absolute;z-index:2;right:45px;bottom:42px;width:112px;height:112px;background:var(--navy);color:white;border-radius:50%;display:flex;flex-direction:column;justify-content:center;align-items:center;border:3px solid rgba(255,255,255,.8);outline:1px solid var(--navy)}.north-badge small{font-size:8px;letter-spacing:.2em}.north-badge strong{font:700 25px var(--font-display)}.north-badge span{font-size:9px;color:#c2d272}.service-band{min-height:calc(100svh - 92px);padding:100px 7vw;background:var(--navy);color:white;display:flex;flex-direction:column;justify-content:center;scroll-snap-align:start;border-top:1px solid rgba(255,255,255,.08)}.service-heading{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:55px}.service-heading h2,.process h2,.quote-intro h2{font-size:clamp(44px,5vw,72px);line-height:1}.service-heading>p{max-width:400px;color:#b7c1c4;font-size:17px;line-height:1.6}.service-card{display:grid;grid-template-columns:90px 1.4fr 1.5fr 60px;gap:34px;align-items:center;border-top:1px solid #4a6069;border-bottom:1px solid #4a6069;padding:34px 0}.service-number{font:700 22px var(--font-display);color:#a7b4b8}.service-card h3{font-size:28px}.service-card p{color:#abb8bc}.service-card ul{columns:2;list-style:none;padding:0;color:#dce2e3}.service-card li:before{content:"+";color:#b4c654;margin-right:8px}.service-card>a{width:50px;height:50px;border:1px solid #6c7c82;border-radius:50%;display:grid;place-items:center;font-size:24px}.process{min-height:calc(100svh - 92px);padding:110px 7vw;display:grid;grid-template-columns:1fr 1.1fr;gap:10vw;align-items:center;scroll-snap-align:start;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.process ol{list-style:none;margin:0;padding:0}.process li{display:grid;grid-template-columns:55px 1fr;gap:18px;padding:25px 0;border-bottom:1px solid var(--line)}.process li>b{font:700 14px var(--font-display);color:var(--olive)}.process li span{display:flex;flex-direction:column;gap:5px}.process li strong{font:700 20px var(--font-display);text-transform:uppercase}.process li small{font-size:15px;color:#647076}.quote-section{min-height:calc(100svh - 92px);display:grid;grid-template-columns:1fr 1.25fr;gap:8vw;padding:110px 7vw;background:var(--navy2);color:white;scroll-snap-align:start;border-top:1px solid rgba(255,255,255,.08)}.quote-intro>p:not(.eyebrow){font-size:17px;line-height:1.65;color:#b7c4c7}.contact-card{border-left:3px solid var(--olive);display:flex;flex-direction:column;padding-left:18px;margin-top:45px}.contact-card span{font-size:12px;text-transform:uppercase;letter-spacing:.15em}.contact-card strong{font-size:20px;margin:5px 0}.contact-card small{color:#93a4a9}.quote-section form{background:white;color:var(--ink);padding:40px}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}label,legend{font-weight:800;font-size:12px;text-transform:uppercase;letter-spacing:.06em}input,textarea{display:block;width:100%;border:1px solid #d5d7d5;background:#f7f7f4;padding:14px;margin:8px 0 20px;color:var(--ink);text-transform:none;letter-spacing:0}input:focus,textarea:focus{outline:2px solid var(--olive);outline-offset:1px}fieldset{border:0;padding:0;margin:5px 0 18px}.choices{display:flex;gap:8px;margin-top:9px}.choices label{flex:1;border:1px solid #d5d7d5;padding:12px 8px;text-align:center;cursor:pointer}.choices input{display:inline;width:auto;margin:0 6px 0 0}.permission{display:flex;align-items:center;text-transform:none;font-weight:600;letter-spacing:0;margin-bottom:20px}.permission input{width:auto;margin:0 10px 0 0}.submit{width:100%}.form-note{display:block;text-align:center;color:#7c8587;margin-top:12px}.success{background:white;color:var(--ink);padding:60px;display:flex;flex-direction:column;justify-content:center;align-items:flex-start}.success>span{width:60px;height:60px;background:var(--olive);color:white;border-radius:50%;display:grid;place-items:center;font-size:28px}.success h3{font-size:34px;margin-top:22px}.success p{line-height:1.6}.success button{border:0;background:none;border-bottom:2px solid var(--olive);font-weight:800;padding:6px 0;cursor:pointer}.pay-strip{padding:75px 7vw;display:grid;grid-template-columns:1fr 1fr;gap:10vw;align-items:center}.pay-strip>div:last-child p{color:#5d6a6f;line-height:1.5}.pay-disabled{background:#d8d7d1;color:#797b78;cursor:not-allowed}.pay-disabled:disabled{opacity:1}footer{background:#081b24;color:white;padding:55px 7vw;display:grid;grid-template-columns:1fr auto auto;gap:45px;align-items:center}.footer-brand .brand-mark{border-color:white}.footer-brand .brand-mark:before,.footer-brand .brand-mark:after{background:white}.footer-brand .brand-mark i,.footer-brand .brand-mark b{background:#081b24}footer p{color:#93a4aa}footer>small{color:#73868d}@media(max-width:850px){.site-header{height:76px}.site-header nav{display:none}.header-pay{padding-left:15px}.hero-grid{grid-template-columns:1fr}.hero-copy{padding:65px 24px}.hero-art{min-height:360px}.hero-grid{min-height:auto}.trust-row{flex-wrap:wrap}.service-band,.process,.quote-section{padding:75px 24px}.service-heading,.process,.quote-section{grid-template-columns:1fr}.service-heading{align-items:start;flex-direction:column}.service-card{grid-template-columns:45px 1fr}.service-card ul{grid-column:2}.service-card>a{grid-column:2}.quote-section{gap:45px}footer{grid-template-columns:1fr;padding:45px 24px}.site-header .brand strong{font-size:20px}.brand-mark{width:40px;height:40px}.brand-mark:before{height:46px}.brand-mark:after{width:46px}}@media(max-width:520px){h1{font-size:58px}.site-header{padding:0 14px}.header-pay{font-size:10px}.hero-actions{align-items:stretch;flex-direction:column;gap:10px}.text-button{justify-content:space-between}.trust-row{gap:12px}.service-card{grid-template-columns:1fr}.service-card>*{grid-column:1!important}.field-row{grid-template-columns:1fr}.choices{flex-direction:column}.quote-section form{padding:25px}.service-heading h2,.process h2,.quote-intro h2{font-size:44px}}

/* Opening 2027 announcement bar */
.launch-banner{
  padding:11px clamp(18px,4vw,54px);
  background:#081b24;
  color:#dce2e3;
  border-bottom:1px solid rgba(255,255,255,.10);
  text-align:center;
  font-size:12px;
  font-weight:700;
  line-height:1.5;
  letter-spacing:.045em;
}
.launch-banner strong{color:#c2d272;text-transform:uppercase;letter-spacing:.12em}
.launch-banner span{margin:0 9px;color:#768232}
@media(max-width:620px){
  .launch-banner{padding:9px 14px;font-size:11px;line-height:1.45}
  .launch-banner span{margin:0 5px}
}

/* 2026-08-18 navigation and section-flow refinements */
.site-header nav a,.header-pay{transition:color .18s ease,border-color .18s ease,background-color .18s ease}
.header-pay:hover,.header-pay:focus-visible{color:var(--olive)}
.service-card li{break-inside:avoid;margin:5px 0;line-height:1.45}
@media(max-width:850px){
  html{scroll-padding-top:76px;scroll-snap-type:none}
  .hero-grid{min-height:auto}
  .service-band,.process,.quote-section{min-height:auto}
  .service-card ul{columns:1}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto;scroll-snap-type:none}}

/* Standalone bill-pay page */
.pay-page{min-height:calc(100svh - 92px);display:flex;justify-content:center;align-items:flex-start;padding:72px 7vw;background:var(--navy);color:white}
.pay-card{width:min(760px,100%);padding:clamp(34px,6vw,64px);background:var(--cream);color:var(--ink);border-top:6px solid var(--olive);box-shadow:0 24px 70px rgba(0,0,0,.22)}
.pay-card h1{font-size:clamp(50px,7vw,84px);margin-bottom:24px}
.pay-card>p{max-width:620px;color:#56666b;font-size:18px;line-height:1.65;margin:0 0 30px}
.pay-status{display:flex;gap:14px;align-items:flex-start;padding:18px 20px;margin:26px 0 32px;background:#e8e7df;border-left:3px solid var(--olive)}
.pay-status b{font:700 18px var(--font-display);text-transform:uppercase;color:var(--navy)}
.pay-status span{display:block;margin-top:3px;color:#677276;line-height:1.5}
.pay-actions{display:flex;gap:18px;flex-wrap:wrap;align-items:center}
.pay-actions .text-button{color:var(--navy)}
.header-pay[aria-current="page"]{color:var(--olive)}
@media(max-width:850px){.pay-page{min-height:calc(100svh - 76px);padding:56px 24px}}
@media(max-width:520px){.pay-card{padding:32px 22px}.pay-actions{align-items:stretch;flex-direction:column}.pay-actions .button{width:100%}}


/* Quote request confirmation modal - 2026-08-18 */
.quote-success-modal{
  position:fixed;
  inset:0;
  z-index:100000;
  display:flex;
  align-items:center;
  justify-content:center;
  padding:clamp(16px,4vw,42px);
  background:rgba(8,27,36,.82);
  -webkit-backdrop-filter:blur(6px);
  backdrop-filter:blur(6px);
}
.quote-success-modal[hidden]{display:none}
.quote-success-card{
  position:relative;
  width:min(560px,100%);
  max-height:calc(100dvh - 32px);
  overflow:auto;
  padding:clamp(34px,5vw,52px);
  background:var(--cream);
  color:var(--ink);
  border-top:7px solid var(--olive);
  border-radius:18px;
  box-shadow:0 28px 90px rgba(0,0,0,.42);
  text-align:center;
}
.quote-success-check{
  width:68px;
  height:68px;
  margin:0 auto 20px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:var(--olive);
  color:white;
  font-size:32px;
  font-weight:800;
}
.quote-success-kicker{
  margin:0 0 10px;
  color:var(--olive);
  font-size:11px;
  font-weight:800;
  letter-spacing:.18em;
  text-transform:uppercase;
}
.quote-success-card h3{
  margin:0;
  color:var(--navy);
  font-size:clamp(38px,7vw,58px);
  line-height:1;
  letter-spacing:-.025em;
}
.quote-success-card #quote-success-copy{
  max-width:430px;
  margin:20px auto 28px;
  color:#4f6065;
  font-size:17px;
  line-height:1.6;
}
.quote-success-done{min-width:180px}
.quote-success-x{
  position:absolute;
  top:14px;
  right:14px;
  width:40px;
  height:40px;
  display:grid;
  place-items:center;
  padding:0;
  border:1px solid rgba(16,43,56,.16);
  border-radius:50%;
  background:rgba(255,255,255,.38);
  color:var(--navy);
  font-size:28px;
  line-height:1;
  cursor:pointer;
}
.quote-success-x:hover,.quote-success-x:focus-visible{background:var(--navy);color:white;outline:none}
body.quote-success-active{overflow:hidden}
@media(max-width:520px){
  .quote-success-modal{padding:12px}
  .quote-success-card{padding:38px 22px 30px;border-radius:14px}
  .quote-success-card #quote-success-copy{font-size:16px}
  .quote-success-done{width:100%}
}

/* Footer utility links */
.footer-meta{display:flex;align-items:flex-end;flex-direction:column;gap:8px}
.footer-meta a{color:#dce2e3;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.08em;border-bottom:1px solid rgba(220,226,227,.45)}
.footer-meta a:hover,.footer-meta a:focus-visible{color:#c2d272;border-color:#c2d272}
.footer-meta small{color:#73868d}
@media(max-width:850px){.footer-meta{align-items:flex-start}}

/* Privacy page */
.privacy-page{min-height:calc(100svh - 92px);padding:72px 7vw 88px;background:var(--cream)}
.privacy-card{width:min(900px,100%);margin:0 auto;padding:clamp(34px,6vw,64px);background:#fff;border-top:6px solid var(--olive);box-shadow:0 18px 55px rgba(8,27,36,.08)}
.privacy-card h1{font-size:clamp(48px,7vw,82px);margin-bottom:26px}
.privacy-lede{max-width:760px;margin:0 0 42px;color:#56666b;font-size:18px;line-height:1.7}
.privacy-card section{padding:28px 0;border-top:1px solid var(--line)}
.privacy-card section h2{font-size:26px;line-height:1.1;color:var(--navy);margin-bottom:12px}
.privacy-card section p{max-width:760px;margin:0 0 12px;color:#56666b;font-size:16px;line-height:1.7}
.privacy-card section p:last-child{margin-bottom:0}
.privacy-date{margin:12px 0 28px;color:#7c8587;font-size:13px}
@media(max-width:850px){.privacy-page{min-height:calc(100svh - 76px);padding:56px 24px 68px}}
@media(max-width:520px){.privacy-card{padding:32px 22px}.privacy-card h1{font-size:46px}}